The Supreme Court of the United States recently upheld the Affordable Care Act (2010) referred to as 'ObamaCare' in unofficial quarters. I wish to share a policy analysis/position paper I presented in February 2012 at the University of Kentucky Graduate School. Kindly read and share your thoughts.
Affordable Care Act good for American People
The
United States has the highest expenditure on health among all countries of the
world and this progressively increases every year. However, the country ranks
31st on life expectancy and fares relatively worse on many health
indices than many other developed nations. The cost of healthcare in the U.S. has been increasing
progressively, while family income and employment numbers have fallen or been
stagnant. In addition, health
disparities appear to be widening along socioeconomic lines. According to a report by US Census Bureau, the number of
uninsured Americans has been increasing over the last thirteen years and has
worsened during the recent economic
recession.
The report stated that the number of American people without insurance coverage in 2010 was September 2010 was made up mainly of young adults aged 19 to 25, and low income families with an annual household income of less than $25,000. Much of the declines in the rates of insured Americans can be attributed to the loss of employer-provided coverage, which fell amid sustained unemployment and as employers continued to cut back on benefits. The percentage of people who had health insurance through their employers fell to 55.3% in 2010 from 56.1% the year before, continuing a long downward trend (compared to 64.1% in 2000). Apart from other contributory environmental factors, the relative poor health indices were attributable to the situation as analyzed above. There was therefore a compelling need to address the situation and that, in my thinking, was what the Patient's Protection and Affordable Care Act 2010 intends to do.
Health Reform Policy
Before the passage of the Patient Protection & Affordable Care Act (ACA) in March 2010, a couple of futile attempts were made in the past to reform the American health sector through legislative policies; the last being President Clinton's proposed reform which failed to scale through in the Congress. Here are the implications of this policy on various age groups, when fully implemented.
The report stated that the number of American people without insurance coverage in 2010 was September 2010 was made up mainly of young adults aged 19 to 25, and low income families with an annual household income of less than $25,000. Much of the declines in the rates of insured Americans can be attributed to the loss of employer-provided coverage, which fell amid sustained unemployment and as employers continued to cut back on benefits. The percentage of people who had health insurance through their employers fell to 55.3% in 2010 from 56.1% the year before, continuing a long downward trend (compared to 64.1% in 2000). Apart from other contributory environmental factors, the relative poor health indices were attributable to the situation as analyzed above. There was therefore a compelling need to address the situation and that, in my thinking, was what the Patient's Protection and Affordable Care Act 2010 intends to do.
President Obama giving assent to ACA |
Before the passage of the Patient Protection & Affordable Care Act (ACA) in March 2010, a couple of futile attempts were made in the past to reform the American health sector through legislative policies; the last being President Clinton's proposed reform which failed to scale through in the Congress. Here are the implications of this policy on various age groups, when fully implemented.
- Retirees on Medicare: Expansion of primary care by increasing Medicare payments to doctors in Family Medicine; Reduction in the cost of pharmaceutical medications; Encourages development of protective services for the elderly.
- Young Adults: Can be kept on family insurance plans till age of 26; Can qualify for Medicaid if annual income is $14,444 or less
- Middle Class: More affordable and fairer insurance markets; Improved access to essential medical services in family medicine, pediatrics care and community medicine.
- High Socioeconomic Class: Increased taxation for families making more than $250,000 per year.
The
Case against the Policy
Final judicial
pronouncement is being awaited on this policy following a suit by 26 states opposed
to it seeking its nullification on the following grounds:
-
That it violates the right of an
individual to choose whether to have health insurance or not.
-
That it violated the 10th
Amendment to the United States Constitution
-
That the requirement for state-level
health insurance exchanges and expansion of Medicaid is an encroachment on the
sovereignty of the states
In addition to the
above legal challenge, a section of people believe the policy would increase the
country’s deficit and harm the economy.
My
Position
From the public health
perspective, I support this policy based on the fact that it will promote near universal
health insurance for all American people. It will reduce health disparities and improve quality of healthcare received by people of different
socioeconomic status. Given that the burden of ill health falls predominantly
on those with low socioeconomic status who can often not afford care, making
health care more affordable could improve the health indices of the U.S. in the near
future. In addition, increasing access to family medicine, pediatrics and screening
services would lead to early detection and treatment of many non-communicable
diseases and improve outcomes.
Without prejudice to the pending decision of the Supreme Court on this matter, I do not agree that ACA violates the rights of individuals; rather, I feel it guarantees the rights of individuals to affordable and proper health care which could mean right to life.
Without prejudice to the pending decision of the Supreme Court on this matter, I do not agree that ACA violates the rights of individuals; rather, I feel it guarantees the rights of individuals to affordable and proper health care which could mean right to life.
Nice piece though u were silent on the RFID miicro chip/anti christ issue flauding the policy.
ReplyDeleteElochukwu thanks for your comment. I only heard about such rumours in Nigeria and wondered how and where it emanated from. I'm afraid i don't fancy talking about irrelevant misconceptions in a serious discourse.
ReplyDeleteI agree with you 100% Laz. Nice work!
ReplyDelete